At Barclaycard we have a partnership credit card with BHS that offers you great rewards.
With the BHS MasterCard you can turn everyday spending into money off vouchers which you can then use to treat yourself in BHS, Dorothy Perkins, Wallis, Evans and Burton stores.
You can earn 5% in money back vouchers on everything you buy at BHS, Dorothy Perkins, Wallis, Evans and Burton stores. Plus 1% in money back vouchers on everything you buy at over 24 million places worldwide. We’ll also give you double points on your first BHS purchase e.g: spend £50 in store and earn £5 money back vouchers. Plus, you will be able to shop in BHS on exclusive cardholder discount reward days. 1% money back = 1 BHS Reward Point, 500 BHS Reward Points = £5 money back voucher.
The average family spends £76.50 on their weekly groceries and transport*. If you used your BHS MasterCard you could earn £10 worth of money back vouchers every 3 months! (money back vouchers are sent to you every quarter with your loyalty statement). So, whether you're filling up the car with petrol, or doing your weekly shop, you’ll soon be turning your everyday spend into BHS money back vouchers.
When you take out a BHS MasterCard you'll get three 0% offers to get you started including:
BHS Credit Card reserves the right to withdraw this offer at any time. BHS Credit Card is subject to application and status. Terms and Conditions apply.
*Office for National Statistics. Family Spending 2008 Edition. Transport includes petrol, diesel and other motoring oils, rail, tube and bus fares. Groceries includes food and non-alcoholic drinks.
†Offer does not apply to concession outlets of the stores mentioned.
**1% in money back vouchers = 1 BHS Reward Point per £1 spent, 500 BHS Reward Points=£5 money back voucher
The information contained in this table summarises key product features and is not intended to replace any terms and conditions.
Representative 19.9% APR (variable)
|Interest rates||Introductory Rates||Monthly interest rate||Annual interest rate|
|Purchases||0% interest on BHS purchases for 6 months from account opening
0% interest on non BHS purchases for 3 months from account opening
|Balance transfers||0% interest for 9 months on balance transfer made within 60 days of account opening with a handling fee of 2.99%.||1.528%||19.9%|
Interest free period
Maximum 56 days from date of transaction for purchases if you pay your balance in full and on time each month.
No interest free period on cash advances or balance transfers (this is subject to any interest free promotional offer).
Interest charging information
If interest is payable, it will be charged from the date the transaction is debited to your account until it is paid in full.
Interest is charged on your average daily balance. By repaying more of your balance, or by making your repayments earlier, you will pay less interest.
Allocation of payments
If you do not pay the total outstanding balance in full by the payment due date, we will apply the amount you do pay to reduce higher interest rate balances before lower interest rate balances.
For further details, please refer to your credit card terms and conditions.
The highest of:
If you only make the minimum payment each month it will take you longer and cost you more to clear your balance.
|Minimum credit limit||£250|
|Maximum credit limit||Subject to status|
No annual fee
|Cash||2.99% (min. £2.99)|
|Balance transfers||2.99% (min. £2.99)|
|Copies of statements||£3.00|
|Copies of transactions||£5.00|
|Over credit limit||£12|
You can avoid paying additional charges by staying within your credit limit and ensuring that your monthly payments are received on time.
The example below assumes the following:
|Monthly payment||Minimum payment each month||£50 each month||£100 each month|
|How much interest will be charged in the first year?||£125.47||£102.78||£59.62|
|How much interest will be charged in the second year?||£150.58||£57.01||-|
|How long would it take to clear the balance?||17 years 11 months||2 years 1 month||1 year 1 month|
If you would like this information in large print, Braille or audio format please call 0844 251 0253 *.
Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorized and regulated by the Financial Services Authority. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board.
* To make sure we maintain a high-quality service, we may monitor or record phone calls.
Barclaycard offers 0% balance transfer and purchases as well as low APR credit cards
For more information on the Barclaycard range of credit cardsor to apply for a credit card,0% balance transfer credit card,apply for credit card onlineor balance transfer. Are you looking for a card that offers a credit balance transfer?Then fill out our credit card applicationform covering our entire credit card range.Will also offer: Credit cards low APR,interest free credit card,online credit card,Platinum credit card,UK credit card range,UK low rate credit card.Personal Loans.Business Credit Card.Insurance